By accessing and using this website, you are entering into these Terms of Use by and between You and FHM Consulting (“FHM,” “”we,” “us”), the owner of the this Website. The following terms and conditions, (“Terms of Use“), govern your access to and use of https://fhm-consulting.com/ without limitation or qualification. 

BEFORE USING OUR WEBSITE, IT IS IMPORTANT TO CAREFULLY READ AND UNDERSTAND THE TERMS AND CONDITIONS. If you do not want to agree to these Terms of Use or the Privacy Policies, you must not access or use the Website.

This Website is offered and available to users who are 18 years of age or older. By using this Website, you represent and warrant that you are of legal age to form a binding contract with FHM and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.

Intellectual Property & Trademark

Unless otherwise stated, all content on this site—including, but not limited to, text, images, graphics, logos, icons, images, audio clips, video, data compilations, software, design, and their arrangement—is the property of FHM or its content suppliers and is protected by intellectual property laws. All trademarks used or referred to on this site are the property of their respective owners.

Nothing on this site shall be interpreted as granting, by implication or otherwise, any license or right to use any copyright, patent, trademark, or other proprietary material of FHM or any third party, without prior written permission. Site content, including graphics, audio, video, HTML code, buttons, and text, may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way without express written consent from FHM—except that a single copy of materials may be downloaded and printed for personal, non-commercial use, provided it is not modified and all copyright and proprietary notices are retained.

Prohibited Uses

You may only use this Website for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

• In violation of any applicable local, state, federal, or international law or regulation (including export control laws).
• To exploit, harm, or attempt to harm minors in any way, including by exposing them to inappropriate content or requesting personally identifiable information.
• To send or facilitate the sending of any unauthorized advertising or promotional materials, including spam, junk mail, chain letters, or similar solicitations.
• To impersonate FHM, its employees, other users, or any other person or entity, or to misrepresent your affiliation with any of the above.
• To engage in behavior that interferes with or restricts anyone’s use or enjoyment of the Website, or that may harm FHM or its users.

You also agree not to:

• Use the Website in any way that could disable, damage, or impair the site or interfere with others’ ability to use it.
• Use any automated tools (such as bots, spiders, or scrapers) to access, monitor, or copy material from the Website without our prior written consent.
• Use any manual process to monitor or copy Website content for any unauthorized purpose.
• Introduce any malicious software or code, including viruses, worms, Trojan horses, or other harmful material.
• Attempt to gain unauthorized access to any part of the Website, its servers, or any systems or networks connected to it.
• Launch or attempt to launch any denial-of-service (DoS) or distributed denial-of-service (DDoS) attacks.
• Modify, reverse-engineer, decompile, or disassemble any part of the Website or its content.
• Sell, license, or commercially exploit any content or functionality from the Website without our express written permission.

Information About You and Your Visits to the Website

All information we collect on this Website is subject to our Privacy Policies. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy. You can view our Privacy Policy at https://fhm-consulting.com/privacy-policy/.

Disclaimer of Warranties

The information on this website is provided free of charge for informational purposes only and does not establish a business or professional services relationship between you and FHM. Links on this website may direct you to other websites not operated by FHM. We make no guarantees regarding these third-party services or sites and assume no responsibility or liability for them. Any use of such information or links does not constitute an endorsement. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

TO THE FULLEST EXTENT PROVIDED BY LAW, FHM WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL OF SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT. 

OUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. FHM MAKES NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SITE OR ANY SITE OR SERVICE ACCESSIBLE THROUGH IT. THIS INCLUDES, BUT IS NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. IN NO EVENT SHALL FHM OR ITS THIRD-PARTY SERVICE PROVIDERS BE LIABLE FOR ANY DAMAGES—INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, BUSINESS INTERRUPTION, OR LOSS OF DATA—ARISING FROM THE USE OF THIS SITE OR ANY LINKED SITE OR SERVICE, REGARDLESS OF THE LEGAL THEORY APPLIED.

TO THE FULLEST EXTENT PROVIDED BY LAW, FHM HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

You are responsible for ensuring that your use of this site complies with the laws of your jurisdiction. Unless explicitly stated otherwise, any information you submit via this site will be considered non-confidential and non-proprietary. You affirm that you have the legal right to share such information and agree not to submit anything you are not authorized to disclose. Due to the open nature of the internet, we advise against submitting confidential information through this site.

FHM does not accept unsolicited idea submissions outside of formal business relationships. To protect both our clients and ourselves, such submissions will not be treated as confidential. Please do not submit unauthorized ideas or business concepts through this website. Any ideas submitted without an established, documented business relationship may be freely used or disclosed by FHM without compensation or obligation. If unsolicited submissions are received, they may be returned or discarded without review. By sending any materials to FHM via this site, you agree to these terms.

Access to the Website and Security

FHM may modify, suspend, or discontinue any part of this Website—or any service or content we provide—at any time and at our sole discretion, without prior notice. We are not liable if all or any part of the Website is unavailable for any reason, at any time, or for any duration. We may also limit access to certain sections or the entire Website as needed.

You are responsible for:

• Making all necessary arrangements to access the Website;
• Ensuring that anyone accessing the Website through your internet connection is aware of and complies with these Terms of Use.

To access certain features or resources on the Website, you may be required to provide registration details or other information. You agree that all information you provide is accurate, current, and complete. Your use of the Website and submission of any information is subject to our Privacy Policies, and you consent to the collection, use, and disclosure of your information in accordance with those policies.

Governing Law and Jurisdiction

This site is operated in the United States, and use of this site shall be governed by the laws of the State of Florida, without reference to conflict of law principles. By using this site, you agree that any legal action related to its use shall be resolved under Florida law in Palm Beach County, FL.

Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

Changes to These Terms

We may update these Terms of Use at any time at our discretion. Changes take effect immediately upon posting and apply to all future use of the Website.

By continuing to use the Website after changes are posted, you agree to the revised Terms. Please check this page periodically to stay informed, as updates are binding once published.

Note: Changes to dispute resolution terms will not apply to any disputes we were already aware of before the update.

Waiver and Severability

No waiver by FHM of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of FHM to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect. 

Entire Agreement

The Terms of Use and our Privacy Policies constitute the sole and entire agreement between you and FHM regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

Last Modified : April 23, 2025